DAI was contracted by the European Bank for Reconstruction and Development to help Investbanka substantially increase its small and medium-sized enterprise (SME) lending activities.
Sample Activities
Develop adequate risk assessment and monitoring procedures.
Streamline and simplify loan applications and approval processes.
Provide strategic advice to banks on credit functions.
Monitor loan portfolio performance and report to client.
Design and implement a new IT system.
Provide training to bank staff on credit analysis.
Design and implement a marketing plan.
Select Results
Designed an appropriate SME lending methodology and programme to roll out at the head office in Skopje and at least five branches outside Skopje.
Assisted with staff training on SME credit assessment and portfolio monitoring, as well as with the development of appropriate software solutions.
Established a credit risk management team to monitor the credit portfolio (especially exposure by client) and reviewed the financial analyses performed by loan officers.
The USAID Economic Security Program assisted Georgian firms in taking advantage of the country’s market access and location to exploit regional economic opportunities and compete with international competitors for the domestic market.